credit card processor

CreditCardProcessor.Com is a merchant account internet provider for real-time or batch credit card processing services. Our complete merchant account services enable you to begin processing credit cards immediately through our merchant account! Apply now and accept Visa, Master Card, American Express (Amex) and Discover. Please call us at 1-800-380-7602 to learn more about our merchant accounts and online credit card processing services.

If you are a retail merchant looking for an easy, cost-effective way to process credit cards online apply now!

Merchant Accounts - Accepting Credit Cards Online
In order to accept credit card payments, you are required to apply for a merchant account and online payment gateway. If you choose to use CreditCardProcessor.com you can bi-pass much of the red tape and work with one company for your merchant account and credit card payment processing needs.

Bank
Bank and financial institutions assist in setting up Visa, Discover, American Express and MasterCard merchant accounts. Banks provide their services in exchange for processing fees. Assuming you have reasonable credit, setting up with CreditCardProcessor.Com's merchant services is simple. Our relationship with banks and financial institutions making our merchant account offering appealing. Begin accepting payments online today.

Credit Card Processing & Clearinghouse
Processing credit card transactions usually occurs at a clearinghouse. When your shopping cart within your online store receives the credit card during the payment process, the Transaction Processing Clearinghouse is the organization that authorizes and validates the card (making sure the number matches the card and that sufficient funds are available).

Merchant Account Provider (Accept Credit Cards)
Merchant account and credit card service companies are plentiful on the Internet. In Industry terms, these companies are called merchant account providers or Independent Sales Organizations.

Make sure you research these companies before you pay for their e-commerce certified merchant services. Brokers make money by either an upfront fee, an application fee, or a per transaction fee. Their main goal is to place you with a bank or company experienced with Internet transactions that accepts your credit history.

Choosing a Gateway
The final piece to setting up a merchant account to accept online payment is the gateway that connects you to the transaction clearinghouse. There are three common gateways:

Credit Card Card Swipe Machines
The machinery next to nearly every checkout register in the country. After the card is swiped, an authorization code displays, and is usually printed on a credit card transaction slip. The authorization comes from the clearinghouse that the store's bank contracts with, and it effectively assures valid payment to the merchant when the customer signs on the dotted line. This method is not needed for pure-play dot-com businesses.

Desktop Software
For e-businesses, desktop software can be used as the transaction gateway. Once you receive the credit card number via phone, mail, or email the merchant manually enters the credit card numbers and payment amounts into the computer software, and transmits the list over the Internet to the clearinghouse designated by the bank. In a few moments, the clearinghouse responds with a list of good card and bad cards to allow the merchant to proceed as necessary. This software solution works better than the card swipe machine, but may not work for large volume stores. It also requires re-keying data from each order into your computer, which can lead to user errors and can be time consuming.

Real-Time Web Gateways
There are several payment gateways to the transaction clearinghouse that can authorize and validate credit card payments while the customer is still online. These gateways provide a walkway from your website to a different modem channel to check the credit card status in real-time, a very complicated process if you were to do it on your own from step one. If you wish to use a real time gateway, which is most common with ecommerce shopping cart software, make sure it is compatible with the system you are going to use. Our shopping carts are compatible with most major merchant accounts, including CreditCardProcessor.Com.

Costs
The cost of setting up and maintaining a credit card merchant account depends on who you choose to provide your merchant account services and how many middlemen you go through. If you choose to use the MC shopping cart software, our organization will waive the set-up fee and the application fee for your merchant account.

Review our Merchant Account information you will learn how to bypass the confusion of working with multiple third-party vendors. Our representatives will take care of you regarding all aspect of your application process to hooking up your merchant ID into your online store.

Credit Card Processing Leaders

Our dedication to be the best in the merchant account industry started when we first went online over 9 years ago. Our philosophy is simple. Stay committed to the customer and offer the best possible service at the best possible price both before and after the sale. We are also ongoing members of the Better Business Bureau and pride ourselves in having only satisfied customers.

There is much more to credit card processing than most customers realize. We quickly educate you as to how our AMS Merchant Account Advantage approach far surpasses any other credit card processing service you may find. We can become your true business partner so you can do what you do best and leave the credit card processing, credit card machines, and credit card terminal worries with us.

Hassle Free Credit Card Acceptance
Easily accept major credit cards including Visa®, MasterCard®, American Express®, Discover®, bank ATM, debit cards, corporate cards, and even checks. Bypass the usual hassles and stringent guidelines imposed by other credit card companies and local banks who are simply "middlemen" up-charging you every step of the way.

Domain name confusion

Intercapping is often used to clarify a domain name. However, DNS is case-insensitive, and some names may be misinterpreted when converted to lowercase. For example: Who Represents, a database of artists and agents, chose whorepresents.com; a therapists' network thought therapistfinder.com looked good; and another website operating as of August 2007, is penisland.net a website for Pen Island, a site that claims to be an online pen vendor, but exists primarily as a joke, as it has no products for sale. Other examples include cummingfirst.com, website of the Cumming First United Church in Cumming, GA and powergenitalia.com, a website for an Italian Power Generator company. In such situations, the proper wording can be clarified by use of hyphens. For instance, Experts Exchange, the programmers' site, for a long time used expertsexchange.com, but ultimately changed the name to experts-exchange.com.

Leo Stoller threatened to sue the owners of StealThisEmail.com on the basis that, when read as stealthisemail.com, it infringed on claimed trademark rights to the word "stealth".

Commercial resale of domain names

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Unconventional domain names

Due to the rarity of one-word dot-com domain names, many unconventional domain names, domain hacks, have been gaining popularity. They make use of the top-level domain as an integral part of the Web site's title. Two popular domain hack Web sites are del.icio.us and blo.gs, which spell out "delicious" and "blogs", respectively.

Unconventional domain names are also used to create unconventional email addresses. Non-working examples that spell 'James' are j@m.es and j@mes.com, which use the domain names m.es (of Spain's .es) and mes.com, respectively.

Generic domain names — problems arising out of unregulated name selection

Within a particular top-level domain, parties are generally free to select an unallocated domain name as their own on a first come, first served basis, resulting in Harris's lament, all the good ones are taken. For generic or commonly used names, this may sometimes lead to the use of a domain name which is inaccurate or misleading. This problem can be seen with regard to the ownership or control of domain names for a generic product or service.

By way of illustration, there has been tremendous growth in the number and size of literary festivals around the world in recent years. In this context, currently a generic domain name such as literary.org is available to the first literary festival organisation which is able to obtain registration, even if the festival in question is very young or obscure. Some critics would argue that there is greater amenity in reserving such domain names for the use of, for example, a regional or umbrella grouping of festivals. Related issues may also arise in relation to non-commercial domain names.

Uses and abuses (domain name)

As domain names became attractive to marketers, rather than just the technical audience for which they were originally intended, they began to be used in manners that in many cases did not fit in their intended structure. As originally planned, the structure of domain names followed a strict hierarchy in which the top level domain indicated the type of organization (commercial, governmental, etc.), and addresses would be nested down to third, fourth, or further levels to express complex structures, where, for instance, branches, departments, and subsidiaries of a parent organization would have addresses which were subdomains of the parent domain. Also, hostnames were intended to correspond to actual physical machines on the network, generally with only one name per machine.

However, once the World Wide Web became popular, site operators frequently wished to have memorable addresses, regardless of whether they fit properly in the structure; thus, since the .com domain was the most popular and memorable, even noncommercial sites would often get addresses under it, and sites of all sorts wished to have second-level domain registrations even if they were parts of a larger entity where a logical subdomain would have made sense (e.g., abcnews.com instead of news.abc.com). A Web site found at http://www.example.org/ will often be advertised without the "http://", and in most cases can be reached by just entering "example.org" into a Web browser. In the case of a .com, the Web site can sometimes be reached by just entering "example" (depending on browser versions and configuration settings, which vary in how they interpret incomplete addresses).

The popularity of domain names also led to uses which were regarded as abusive by established companies with trademark rights; this was known as cybersquatting, in which somebody took a name that resembled a trademark in order to profit from traffic to that address. To combat this, various laws and policies were enacted to allow abusive registrations to be forcibly transferred, but these were sometimes themselves abused by overzealous companies committing reverse domain hijacking against domain users who had legitimate grounds to hold their names, such as their being generic words as well as trademarks in a particular context, or their use in the context of fan or protest sites with free speech rights of their own.

Laws that specifically address domain name conflicts include the Anticybersquatting Consumer Protection Act in the United States and the Trademarks Act, 1999, in India. Alternatively, domain registrants are bound by contract under the UDRP to comply with mandatory arbitration proceedings should someone challenge their ownership of the domain name.